This commitment is about creating a workplace where employees can thrive physically, mentally, emotionally and financially. It reflects MAS’s responsibility to support healthy, holistic lifestyles, ensuring every employee across roles and locations, has the enablers and support needed to strengthen their physical and mental wellbeing.

Wellbeing has a direct impact on how people experience work and how organisations perform. When physical, mental and financial wellbeing are not supported, the effects can be seen in stress, burnout, absenteeism and reduced engagement. For MAS, this makes wellbeing more than an employee benefit; it is a core part of responsible employment and long-term resilience. Supporting healthier lifestyles helps build trust, strengthen retention, and create a more engaged, stable and future-ready workforce.

MAS will advance this commitment by improving access to the resources, services and workplace conditions employees need to support their physical and mental wellbeing. This includes consistent wellbeing standards across locations, access to health and counselling support, awareness and prevention programmes, and workplace systems that enable healthier lifestyles. By understanding employee needs and strengthening governance, tracking and leadership accountability, we aim to build a healthier, more resilient workforce across the organisation.

Alongside our broader focus on wellbeing, this commitment focuses on creating sustainable livelihoods by enabling a living wage for all employees by 2033. A living wage goes beyond minimum pay. It is intended to ensure employees can meet essential everyday needs, including housing, food, healthcare, transport and education, with greater security and dignity.

Financial wellbeing is a core part of overall wellbeing. When income does not adequately support everyday living, the effects can be felt across health, stability, opportunity and quality of life. For employees, a living wage can reduce financial stress and create a stronger sense of security and dignity. For MAS, it means increasing retention, workforce stability and long-term resilience, and the commitment to responsible employment practices.

MAS will work towards this goal through a structured and data-led approach that benchmarks wages against a credible living wage methodology. Progress will be supported through phased implementation across our footprint, with regular assessments, clear governance and strong internal accountability. By integrating living wage indicators into key reporting processes and continuously reviewing progress over time, we aim to build a more consistent and sustainable compensation framework across our global operations.